Ronaldo will return next weekend, Real Madrid six generals out of the first round

Tomorrow morning, Real Madrid in Spain’s first-round victory against Real Sociedad. Real Madrid official 1xbet зepкaлo announced a 19-man squad, Pepe, and Ronaldo, Benzema, and Luka modric, Navas, and coentrao due injury sidelined, the first five per person for regular. In the pre-match, Zidane says Ronaldo may return next weekend.

Zidane Turning first signings: “our team is perfect. If there’s no one left, that there will be no new people join. I am very satisfied with the team, is happy to have such a lineup. Lack of substitute midfielder? Our squad is so that others can replace Casemiro, and we can change tactics. “

Cristiano Ronaldo and Karim Benzema when comebacks? Zidane: “I cannot give the exact time. Ronaldo has returned to touch the ball again, and that’s the good news, I hope to be back as soon as possible. Benzema is not the same, I don’t want him to training, we want to try to make his recovery to a hundred percent. “Zinedine Zidane and then focus on Cristiano Ronaldo:” the day after tomorrow, I will talk to Cristiano Ronaldo. The most important is his own idea. Maybe next week he will play against Celta de Vigo, we need to make a decision. I would implore Portugal don’t call him? I haven’t thought about that. “

Morata 1 goals this summer, Zidane told 1xbet in an interview said: “I didn’t talk to him scoring problems, I only talk to him on the field missions. He is very familiar with Real Madrid, he will be very hard. From a physical point, his condition is getting better. Mariano? He will stay, I will be trying to get a chance. “Zidane finally talk about Benzema:” on his hip and back, I can not give more details, the team doctor is the right person to talk about this issue. In two or three weeks ago, Benzema is feeling unwell. “

How A Passenger Ought To Manage A Car Crash

Someone that is the passenger in an auto accident may well have a claim for compensation for their particular accidental injuries. To acquire compensation, they’ll be required to figure out which insurance company to call as well as supply all of the required specifics to be able to make sure they’ll acquire a complete amount of compensation for their personal injuries. This isn’t always straightforward, thus it really is advised they retain the services of an Austin car accident lawyer to aid.

The passenger in the car can speak to a legal representative to be able to obtain help determining which insurance company will be responsible for their particular compensation and to decide exactly how much compensation they need to acquire. The first issue to be determined will be who brought about the accident. Whether it was the driver within their vehicle or the other driver in the automobile accident, the driver who brought about the automobile accident will likely be at fault and their insurer must handle the compensation for the passenger. When this is established, they will want to fully understand how much they need to acquire so they will not accept an offer that is too low. This is another thing their legal professional can aid in.

In case you were in a motor vehicle accident and also you were a passenger in one of the vehicles, you might be eligible for compensation for your own accidental injuries. Contact a car accident lawyer Austin now in order to obtain the help you may need to be able to obtain a full compensation.

Keeping Up With Market place Tendencies

The economic climate can be an atmosphere that is extremely hectic. The worldwide sector is in continuous flux and might alter totally in just one second. This is why economic experts preach a threat and also pay back thinking process. There is a large amount of chance when coming into the investment globe, the investors must be happy to shed anything that they can be putting forth. The idea of danger and incentive emanates from men and women might by no means make investments and keep their initial cash or risk it with all the potential of great reward. Individuals really should learn more about it so they realize if they will be ready to lose whatever they risk.

While a person has decided to commit money into the market they should determine where. This is difficult because it is hard to know very well what method the marketplace will influence. Whenever new details or even media emerged about a strong industry you can get the stocks and shares to swing for the far better or even worse. Some individuals apply their capability to learn news and organization documents so they really may count on which usually way the stock market will swing. They’re going to view this info along with control their own stocks and shares keeping that in mind. They’ll hold back until the marketplace slumps to buy up stocks any time price is minimal and then promote them off whenever rates strengthen. This is actually the fundamental facet of most productive current market investing. Folks have to generally be careful about the place they acquire news from. Many recognized mass media outlets possibly do not include testimonies that affect the market or are actually self-sufficient due to corporate and business curiosity. Articles from this page aren’t the fluffy pieces in classic media, these are typically more useful pieces which discuss enterprise related matters.

Buying and selling available on the market is really a high risk task. It is possible to accidentally drop almost everything on the completely wrong investment, that is the way of investing. Somebody has got to come up with a chance to get an incentive. Many people simply take their own chances on the market, but others sit and think to analyze precisely what is happening on this planet. They are going to examine business public records and world events to determine how the stock market might be affected. Using that information they will buy or sell their stocks.

Dele Alli gets three-match ban for punch during Tottenham v West Brom

Dele Alli’s season is over m88 after he was hit with a three-match ban for punching West Brom’s Claudio Yacob in the stomach.

The Tottenham Hotspur midfielder was involved in the 26th-minute incident with Yacob during the Monday Night Football clash at White Hart Lane, which ended in a 1-1 draw.
Alli clashes with Claudio Yacob in the Premier League clash at White Hart Lane
Alli clashes with Claudio Yacob in the Premier League clash at White Hart Lane m88 taruhan sport


The player accepted the FA charge of violent misconduct but contested that the standard penalty of a three-match suspension would be ‘clearly excessive’.

The rising England star will now miss the rest of Tottenham’s season as they hope to overhaul leaders Leicester – if the Foxes falter in their final three games.

Alli reacted on Twitter by writing: “Gutted that my season is over. Shouldn’t have reacted like I did. Will learn from this and come back stronger.”
Former Tottenham player Graham Roberts thinks Dele Alli needs to learn from his ban
Former Tottenham player Graham Roberts thinks Dele Alli needs to learn from his ban

Leicester travel to Old Trafford on Sunday knowing victory over Manchester United will give them the Premier League title.

They are seven points ahead of Mauricio Pochettino’s side with three games left but if they draw or lose in Manchester, that will open the door to Tottenham to close the gap when they play at Chelsea on Monday.
Alli has been banned for three games by the FA
Alli has been banned for three games by the FA

Alli’s absence will be a big blow for second-placed Spurs, whose final two games are at home against Southampton and away at relegation-threatened Newcastle.

The 20-year-old midfielder, recently voted PFA Young Player of the Year, may now not have another competitive game until England embark on a series of friendlies building up to the Euro 2016 tournament in France.

Locate The Right Attorney For Just About Any Legal Advice

Any time someone wants legal Advice, they have to locate the ideal lawyer to speak with. It is critical to take time to research no less than a couple of legal representatives in the region ahead of picking one so that the individual understands they are going to receive all of the help they need. No matter what kind of case the person needs assistance with, there are several simple steps which will help them locate the ideal legal professional.

The individual ought to start by figuring out exactly what kind of attorney at law they need. Most of the time, these Resources can be helpful. The person has to contemplate what kind of case they have and precisely what type of attorney will be appropriate for them. For instance, in case an individual has been hurt by somebody else they’ll want to hire a personal injury attorney. A business attorney at law may not have adequate experience to be able to aid them with their case. When the proper type of attorney at law has been determined, that person can then begin looking at attorneys in the neighborhood.

That person can view helpful information on virtually any attorney’s web page. This may enable them to discover more about the legal professional and the level of past experiences they have working with similar scenarios. In the event the person has been arrested for drunk driving, for instance, they want to make sure the legal professional has past experiences working on DUI scenarios and not simply common criminal cases. Additionally they desire to ensure the legal professional has no less than a few years of past experiences working in comparable cases so that they know the attorney is knowledgeable about the possible outcomes and the way to secure a better one.

The next task is to set up a consultation visit together with the attorneys that person is interested in. This gives the person the chance to find out a little more about the attorney at law as well as exactly how they’re going to be able to help. Once the man or woman has gone on a few consultation visits, they’ll know more about their case and also have the capacity to determine which attorney they would like to employ to be able to work with their own circumstance. It doesn’t matter what type of situation it is, anyone can discover the correct attorney at law by simply following these easy steps. By doing this, they’re able to ensure they have a legal professional who is going to take the time to give attention to their own case as well as make an attempt to help them obtain a much better outcome for the circumstance they may be in.

Guidance For Deciding On The Best Payday Advance

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If you’ve never been aware of a payday advance, then a principle might be new to you. In short, online payday loans are loans that allow you to acquire cash in a quick design without the need of a lot of the restrictions that a majority of personal loans have. If the looks like something that you may require, then you’re in luck, as there is articles right here that can let you know all that you should learn about online payday loans.

Reduce your consumption of online payday loans to unexpected emergency conditions. It can be difficult to repay this sort of substantial-interest levels on time, resulting in a negative credit score cycle. Will not use payday cash loans to acquire pointless items, or as a technique to securing extra money flow. Avoid using these expensive lending options, to pay for your month to month costs.

Receiving a payday loan is remarkably simple. Make sure you visit the loan company along with your most-current pay out stubs, and also you should certainly get some funds rapidly. Unless you have your the latest shell out stubs, you will find it is actually harder to have the bank loan and may be declined.

Take into account that prior to getting your verify from a pay day loan, the lender will subtract fees. If you obtain that loan for one-1000 bucks, you will not receive that much. Every loan provider has diverse service fees, so make sure you are mindful of these beforehand.

Usually, payday loans are swift, as well as simple to have. These are very expensive. To find the cash you will need with a more affordable or no expense, you should think about inquiring several of your family, or close friends to use the amount of money you want. As a result, it can save you some funds, and have accessibility funds you need.

Find out more about the different kinds of payday cash loans. Some financial loans are available to individuals with a negative credit standing or no pre-existing credit profile while many payday cash loans are available to armed forces only. Perform a little research and make certain you choose the loan that corresponds to your needs.

When thinking about a pay day loan, be sure that the lender is up-entrance about their payback demands. A respected company are able to offer helpful advice and notify you of the necessity of paying the financial loan again on time. A poor choice might be a company that provides a rollover loan like a great option if you happen to could not pay back the original financial loan.

Only use pay day loans being a last option. These personal loans can place borrowers in significant monetary trouble. The lenders require borrowers to signal really stringent and air small deals that offer not a way away from potentially poor scenarios. Make use of your best judgement and find other methods to cover your debts aside from utilizing payday cash loans.

Look at why you want a cash advance. Is the situation genuinely an emergency? Will your hard earned money scenario be much better in 1 or 2 several weeks, to enable you to repay the money? Then, do you really even should acquire the funds now, or can it hang on? Online payday loans should only be taken out when you have no other options, and you realize that you really can afford to repay the funds.

By no means remove a cash advance for frivolous goods, including jewelry, store shopping, or perhaps a holiday. Men and women make the error of constantly taking out that loan for these kinds of needless purchases. With the volume of attention you will need to pay back, they ought to basically be utilized on crucial charges, or emergencies.

Pretty much all over the place you gaze currently, the truth is a whole new location of a company supplying a payday advance. In case you are uncertain just what a cash advance is, this is a modest bank loan which doesn’t demand a credit history check. This sort of bank loan is just one which is brief-termed. Because these are this kind of short-termed personal loans, the interest levels are usually expensive nevertheless, they could provide support for many who require funds for a accurate urgent.

Make each and every try to pay off your cash advance punctually. When you can’t pay it off, the loaning organization may make you rollover the financing into a completely new one. This brand new one accrues its own group of service fees and finance charges, so technically you are paying out individuals service fees a second time for the similar funds! This can be a significant strain on your own banking account, so plan to pay for the personal loan away from instantly.

Look at online shopping to get a pay day loan, when you must take one particular out. There are various internet sites that offer them. If you want a single, you happen to be previously restricted on funds, so just why waste petrol driving a car close to searching for one which is open? You do have the option of doing it all out of your workdesk.

Should you get a payday advance, your financial disaster may be brief-lived. Nonetheless, you must make sure you understand every piece of information included so you have zero unexpected situations. With a little luck, this information has offered each of the information you would need to make wise decisions about these personal loans, so that you can finally end having to worry about dollars!

Presenting – Ben Viccari – A Lifetime Dedicated to Multicultural Communications

Interesting people are everywhere. I met Ben Viccari a few weeks ago at the initial screening of a documentary called “Small Places – Small Homes”. The documentary profiled the life of four immigrant families who had chosen to settle in small rural Canadian towns and spoke to their unique challenges and adjustment experiences. During the party afterwards I was introduced to Ben Viccari, a distinguished writer and journalist, and a pioneer of Canadian multiculturalism.

Ben is a fascinating individual – at almost 90 years of age he is in the process of creating his second television documentary and involved in multiple projects at the same time. Ben has decades of public relations experience and during the last quarter century also became involved in ethnic publications. At present Ben is the President of the Canadian Ethnic Media Association which speaks to issues of immigrant settlement, heritage preservation and the ethnic communities’ role in nation building.

He is also a regular commentator on Omni Television and runs an online publication called “Canscene” which introduces the reader to multicultural issues in Canada. In this article Ben shares with us his life experience throughout his early years, the Second World War, and his almost 60 years in Canada. He also gives us insight into his unique views on Canada’s role as a potential model nation in terms of how we deal with immigration and immigrant settlement, notions that are very dear to my own heart.

I was amazed by Ben’s energy and creativity and enjoyed the time we spent in a little restaurant along Bloor Street, learning from a man whose life experience spans almost a century, a man whose energy, creativity and broad-mindedness captivate.

1. Please tell us about yourself and your background.

I am a Canadian well qualified, I believe, to speak for multiculturalism and diversity through my mixed parentage, early education at a London school with an international student body, travel abroad, followed in Canada since the late 1940s by a diverse career in communications much of which has placed me in contact with Canadians from a wide variety of origins and backgrounds

Ben at the provincial archive, Winnipeg with the complete issues of
the Icelandic Framfari, first ethnic newspaper published in Manitoba,
in a scene from The Third Element

2. You grew up in England as the child of Italian immigrants. Please tell us more about that.

My father, an Italian immigrant to Britain, met and married my mother, an Englishwoman. They had two children, my younger brother John and me, seven years his senior. Our delight was to grow up in a home in which husband and wife enjoyed mutual respect for each other’s national traits. We lived in an ambiance of being loved and in turn, loving.

In those days, marriage to a foreign citizen who was not naturalized meant wife and children were Italian nationals and a sense of duality became natural to us. We ate chicken cacciatore and olives, roast beef and Yorkshire pudding and rejoiced when Dad came home with sticks ot torrone, Italian nougat bought at Barale and Crippa an Italian grocery in the heart of Soho. Also their tangy salami. And while my Italian grandparents were still alive, they mailed boxes of home made salami, soppressata and goat cheese to us.

3. Your working life originally started out in the barber shop of your father. Please tell us more about that.

From childhood, I loved being read to and even made up my own stories. I remember my mother recounting that I had created a fictional country that I frequently “visited.” It was peopled entirely by cats and I called it “Abloo Labloo Land.” Even before I started kindergarten I knew the alphabet and could detect certain printed words and by seven sensational papers like News of the World were hidden away from me.

My favourite subjects were English, French and History and not being much of a sportsman or gymnast I reveled in opportunities to participate in school dramatics and class performances of Shakespeare.

There was a brief fling at pro theatre when at 15 I joined a troupe of youngsters at the spacious Wimbledon home of the Thursby-Pelhams. The husband was a prominent English lawyer and his wife born in Mexico but raised in England had brought up her children Lola and Marshall in a theatrical atmosphere. She had written a children’s Christmas play in which a school is magically transported to all corners of the world.

I played Ronnie, the third juvenile lead after Lola and Marshall and the famous music hall comedian Harry Tate was engaged to play the school teacher. By the time the show was sufficiently rewritten, rehearsed and ready to go, no London theatres were available and the idea of a West End production abandoned, but we gave a few performances in aid of charity at town halls and other locations with stage facilities. I remain a ham at heart and during my army years, organized a number of shows performed by soldiers.

My reverence for the spoken and written word is perhaps what has most governed my life. I attended Pitman’s College where I learned typing and shorthand skills. I was disappointed that I could never get into journalism even at the entry level of copy boy or some other menial job. Oddly enough, my father encouraged me in my search and never insisted on my becoming a hairdresser.

At age 17, I became a hairdresser feeling I owed it to my father who had tried so hard to get me introductions to press people. I was first apprenticed to a large salon at Liverpool St. Station and then attended hairdressing schools.

My father remained a barber but had excellent management skills and rose to be manager of the ladies and gents salon at the world renowned Claridges hotel. In 1935, he opened a small salon of his own and two years later a much larger business on Cork Street, in the heart of the Saville Row district. The clientele included the aristocracy, the greats of politics and diplomacy and many people from the arts and entertainment world: Anton Walbrook, Valerie Hobson, Jan Masaryk, Sir David Lean, Sir Arthur Bliss, Alexander Korda, to name a few. The window of the salon carried the Royal Warrant, the official coat of arms of the House of Windsor, granted because one of Dad’s personal clients was a Royal Duke — I can’t remember which one.

I worked at the entry level at the Cork Street establishment and then found jobs in the suburbs, but my heart was never in the craft deeply enough to take it to the art that my father and his contemporaries raised it. Today, in the light of the fate that befell millions it seems sinful to say that I joined the army with a sense of relief.

4. You were also fighting for the British Army during World War II. What was your role and where were you stationed?

I was able to claim British citizenship at age 21, along with my mother and thus eligible to join the army. Although I would have been conscripted anyway, I was able to volunteer and so to choose the Royal Artillery rather than the PBI (Poor Bloody Infantry.)

I was one of the few people of my age to be fortunate enough to own and drive a car, which I’d been given for my 21st birthday, so I automatically became a driving instructor at the helm of a dual control vintage Rolls Royce which to my chagrin was speed-governed to 30 mph.

That period lasted from October ’39 to March ’40 when I was shipped to France with a draft of reinforcements, not to replace casualties for this was the period of the Phony War and two mighty armies faced each other across the Maginot Line, only firing token shots occasionally. Many troops were already going home to England on leave and as they trickled off, some of us were sent to the front lines to replace them in their activity.

New Years’ Day, 1948. Why Bill McVean was holding his golf club, neither of us can remember, but in my own memory, this was and still is a landmark of my life here — to enjoy such hospitality so soon after arriving in Canada.

5. Please tell us some of the stories you remember most from your time during WWII. What was your personal experience during this crucial time in history?

The phony war ended May 10, when the panzers came pouring into Belgium and Holland and the front line troops were eventually driven back to the sands of Dunkirk. In desperation it seems, the British Army rallied the troops who were well out of harm’s way during the Dunkirk evacuation — mostly raw replacements like ourselves and formed them into impromptu units like “E” Field Battery to which I was posted as a driver.

We move up from Nantes where we were formed into a unit and headed toward Paris, where it was assumed we’d defend the city along with the French until reinforcements arrived from Britain. This became impossible, we leaned later, since the troops who’d been fortunate enough to be evacuated from Dunkirk had few arms and there weren’t enough ready in srmy storage in England.

When we reached a certain point miles short of Paris and dug gun pits it was with dismay that we witnessed what seemed like the entire French Army in retreat; south they went in weary dejection, leaving Paris to the Nazis. Then we heard the capital had fallen and Italy had entered the war against us. We had all of us — officers and men — now become true companions, and apart from a few light hearted remarks to buoy up my spirits after Mussolini’s decision, I sensed neither prejudice nor concern at my being one half Italian.

My lot was to drive one of the two senior lieutenants in the unit on reconnaissance of the neighbourhoods at which we would build gun sites, contact supply depots for food and try to locate command headquarters.

It is difficult to describe the fluid state of affairs when often, not even our commanding officer knew nothing of the overall Army plans. On one occasion, we thought we were being strafed by enemy aircraft but the commotion was a dogfight and suddenly from our cover in a small stand of trees, we saw a British fighter plane ploughing through the earth. Two of our fellows dashed into the open to find the pilot alive and well except for a sprained ankle. He was dragged into cover, fed and driven to the nearest RAF airfield remaining in France.

On another occasion, Lieutenant Jack Lowery and I were driving on a rural road when coming rapidly toward us was a strange looking vehicle which we suddenly realized was a German armoured car. In a flash, we both saw a side road to our left, and swinging the steering wheel madly, we turned into it on two wheels and drove like hell for several miles. We’ll never know why the Germans didn’t fire at us or attempt pursuit. Maybe they thought our light van was one of theirs.

And so it went for eight more days. Dig in, await orders, and then retreat until finally we arrived at Cherbourg where the guns were loaded onto a ship. The vehicles were driven into a field outside the city where they would be destroyed. However, as driver of a lighter vehicle, I was one of ten who were told that remnants of a company of Cameron Highlanders were stranded outside Caen, some 90 miles to the north of Cherbourg and we’d have to go back to pick them up.

By now the roads were clogged with refugees moving south, thousands on foot, some travelling on bicycles, a lucky few in vehicles, even a hearse. The going was rough when we set out before daybreak but we made the rendezvous just after noon only to find no Cameron Highlanders. We drove around the area, found nobody and assumed the Scotties had been picked by others. As a short cut, we decided to drive through the south end of Caen, which wasn’t such a good idea since we heard the rattle of German gunfire as the Nazis poured into Caen. Fortunately they must have paused to regroup since we were able to leave unhampered.

The road back to Cherbourg was even more difficult and eventful than the road up to Caen. We did manage to find a few British soldiers going it on foot along with the other refugees but as we crawled back to the seaport we were machine gunned twice in 15 minutes by a lone Stuka. Each time refugees and ourselves threw ourselves into roadside ditches. We searched for dead and wounded but couldn’t’ find a scratch.

We reached Cherbourg in the last hours of daylight and were ushered into the hold of a cargo ship. I lay down on the bare metal and slept like a log, waking to find myself on a cloudless June morning in Southampton harbour

‘E” Field Battery was quickly disbanded to the regrets of the entire group. Jack Lowery had been promoted to captain and we were dispatched hither and yon.

Within three weeks I found myself drafted into the Oxfordshire Yeomanry, an anti-tank regiment assigned to garrison duty in Northern Ireland. From then on, after the few weeks of high excitement in France, life seemed anti-climactic and I whiled away boredom by writing an account of the three months I’d spent in that beautiful, doomed country. After the manuscript was typed, I submitted it to a few publishers but by then so many first-hand accounts had already been published and other conflicts — Greece, the Middle East — had broken out and my MSS was stale news. But I never regretted the confidence that completion of the 30,000-word book gave me.

Other wartime memories are legion and would take a book to fill. My 36 months in Northern Ireland gave me some insights into the “troubles” that began nearly 30 years later. Back in England promoted to bombardier (corporal) I specialized in administering spare parts supply to the regiment’s vehicles until one fortunate day I was dispatched to the land of my fathers.

I was posted to Italy as a reinforcement but my knowledge of Italian soon got me special status wherever I went until eventually I was posted to the Military Mission to the Italian Army as an interpreter/translator with the rank of staff sergeant. It was fairly routine work but I was in Rome, a city l already knew, and one in which by now were it not for my love for Canada, I would otherwise have found some way to settle.

6. What happened when you returned to England after the war?

My first job on being discharged from the Military Mission to the Italian Army in 1946: was as a reader with Paramount Pictures’ London office, feeding the great maw of Hollywood with synopses of new books. Then to the fast-growing J. Arthur Rank Organization as a story analyst, where I not only read but saw new plays and foreign-language films. I was also earmarked for a training program with Rank’s junior production unit, Highbury Studio. My ambition then was to become a writer-director.

Rank was seeking a vehicle for an English production featuring Hollywood great Frederic March and his wife, Florence and I was asked to write a treatment of a short story by Rudyard Kipling about an American industrialist and his wife and how they become enamoured of rural life in England. Which I did, to some praise, but unfortunately the producer chose Christopher Columbus as their vehicle.

Disaster arrived in the form of the “Bogart or Bacon” tax with the Labour government slapping a 70 percent tax on all Hollywood films. Instead of bolstering the British film industry, the tax had a reverse effect on Rank, with five British studios. Reciprocal distribution agreements with the U.S film industry went out the window and hundreds of men and women were fired. That included me!

7. Why did you decide to go to Canada and what were your experiences just after your arrival?

No job, no prospect. Rank was the only game in town and for writers, newsprint shortage had reduced newspapers and magazines to shadows of their pre-war selves. Travel held no terrors for me and through meeting Canadians in England, I’d come to see the potential of a “new”country. It was the late Alan Jarvis, an expatriate sculptor who eventually returned to become director of our National Gallery who finally helped me make up my mind.

8. Several people assisted you in the beginning when you came to Canada. Please tell us about that.

I owe my first job to two people. Broadcaster and travel writer Bill McVean and the late Harry Savage, one of the best ever Canadian publicists.

I arrived in Canada December 15, 1947 and reaching Toronto two days later; after finding a room, wrote to Bill Mc Vean in Woodstock who while in the RCAF had been befriended by a family in London. At a farewell party at my cousins’ home I met this couple who insisted I contact Bill. The reply to my letter was a telegram to the effect that I was invited to spend New Year’s with him and his parents. Bill was then a broadcaster/D.J at a station in Wingham and after some wonderful hospitality, on January 2, I started out for Wingham with Bill but heavy snowfall forced us to literally dig our way back to Woodstock for several few miles before the road was cleared sufficiently.

9. How did your career progress once you were in Canada? How did you originally get into the media business?

Bill knew Harry Savage , a brilliant Toronto publicist and writer, and back in Toronto, I met with Harry who gave me several contacts. I picked the least likely job first, and landed it! within three weeks of arriving here, I was working at Turnbull Elevator Company Limited Company writing brochures and creating a house organ. I was subsequently appointed its first public relations officer.

So the line passed from McVean to Savage to Gordon Turnbull, proud of the fact that his all-Canadian company was second only in sales here to the mighty international Otis Elevator. Gordon was, for his background (son of a Scottish immigrant engineer) an extraordinarily broad-minded man. When he asked me the origin of my name I felt no discomfort at his attitude. He expounded on the need for large-scale immigration to keep Canada out of American hands.

At the Turnbull Company, I was surrounded by engineers, not among the most imaginative members of society, but Gordon — himself an engineer –asked me how I thought his company’s name could achieve greater prestige. In the mid 50s, self-service elevators were being introduced into large office buildings and we had to steal a march on our competitor, Otis.

I had one of those flashes of imagination that have helped me on many occasions. I said “Why not introduce the world’s first elevator hostess? Dressed smartly in a distinctive uniform like an airline stewardess, “Miss Turnbull” would stand in lobbies of large buildings and help people adjust to self-service travel. He mulled over the idea for five mites as I trepidated, and then proceeded to call the general manager, the chief engineer and one or two other executives into his office. Gordon wasn’t feared by his staff, but as he asked me to explain my idea it was clear to the others that he approved. And so Miss Turnbull was born. On her first appearance she made the Toronto newspapers and television. By the time Miss Turnbull had appeared in several new buildings, I received a president’s award from the Canadian Public Relations Society.

For five years, I was part of the Sidney S. Brown School of Radio Drama. Having first attended class in 1948 because I wanted to get a handle on radio playwriting, I found myself as a teacher and genial assistant to Syd Brown, who remained a close friend until his death in 1979. Together we produced Sunday night plays featuring the students, first on CHUM, then on CKFH and finally back to CHUM. Classes were always in the evenings and so didn’t conflict with my daytime job.

Because of Miss Turnbull, I had also attracted some job offers, but when General Foods Limited, Canadian subidiary of the giant White Plains Corporation — Jello, Birdseye, Post cereals, Maxwell House coffee — showed interest, I couldn’t resist and so in 1956 parted with the Turnbull company.

Important Information About Operating Bucket Trucks In Canada!

The opportunities for being a bucket truck driver and operator are as wide open as the North American continent. Any United States operator of such vehicles that is looking for a greener pasture or newer vistas can certainly rely upon those operating skills to get a unique opportunity. One of the most promising destinations to pursue is right across the United States border in Canada.

Temporary Opportunities

Canada has a progressive economy with close ties to the United States. Starting a bucket truck business in Alberta, for example, could be very fulfilling because there are many opportunities and jobs available. Realistically, all of the potential uses of this versatile vehicle can be used in all the provinces of Canada, including locations with lucrative temporary opportunities that occur in the aftermath of seasonal summer thunderstorms in Winnipeg or winter snowstorms in Quebec.

The electric utility and telecommunications industries in Canada face the same difficulties in needing many extra vehicles to help repair the damage brought by these blasts from seasonal storms. For a bucket truck owner/operator, it’s just a matter of paying attention to the news, locating the affected communities and offering needed services to the local governmental agencies and utilities.

Temporary License Usage

So how can the operator of these vehicles in the United States transition that undertaking to Canadian soil? In terms of licenses, for a temporary assignment the two countries have worked out an agreement to recognize each others commercial permits for a limited period of time. Of course, it will be up to each operator to determine how long their authority is valid and at what point consideration will have to be given to getting a Canadian commercial license.

Physical Requirements: Engine

In terms of physical requirements, consideration will have to be given to the time of year that the truck will be operated and the exact location inside of Canada as well. The weather conditions particularly in areas like Whitehorse or Dawson tend to be colder, particularly during the winter months. Any time or location near Baker Lake that would bring this aspect into play will require an engine that operates on gasoline as opposed to diesel fuel. The reason for this is that diesel fuel can actually freeze which would completely stop any operations for a diesel-fueled bucket truck. So conversion to a gasoline-powered engine may be a possibility to consider only if the time and location in Canada will be that cold. Normally, working in Regina or Toronto would not necessitate such a commitment.

Physical Requirements: Outriggers and Brakes

The terrain of the Canadian countryside will also be a part of the overall assessment of bucket truck operations in another country. Aside from the cold temperature, some parts of Canada such as Vancouver or Victoria on the West Coast of British Columbia are known for frequent rain that makes the ground soft and not an optimal place to deploy outriggers. It will be wise to contemplate having stronger outriggers that would cover a wider area for better stability. For any travel or work in the mountains of Canada such as at Edmonton, a strong braking system would be very beneficial when covering the steep slopes of those Canadian Rocky Mountains.

Canada is a promising destination for bucket truck owners/operators who are looking for new challenges and greener pastures. With the right training and skills, it is possible to survive becoming a successful commercial vehicle owner/operator in this northern location. Outfit that truck as noted above to suit a new environment across that border of the United States. Most of the requirements to operate that vehicle are not that difficult – good luck with operating your bucket truck in Canada!

Introduction to the Grain Complex

Temperature, precipitation, and the changing needs of customers all contribute to the supply and demand for commodities like wheat, corn, or soybeans. All these changes greatly affect the price of commodities, and the grain markets are essential to managing these price swings and providing global benchmark prices.

Anyone looking to invest in futures should know that the risk of loss is substantial. This type of investment is not suitable for everyone. An investor could lose more than originally invested. Only risk capital should be used. Risk capital is the amount of money that an individual can afford to invest, which, if lost would not affect their lifestyle.

What are grain futures contracts?

A grain futures contract is a legally binding agreement for delivery of grain in the future at an agreed upon price. The contracts are standardized by a futures exchange as to quantity, quality, time, and place of delivery. Only the price is variable.

There are two main market participants in the futures markets: hedgers and speculators:
Hedgers use the futures markets for the purpose of risk management. Hedgers have some risks associated with the price or availability of the actual underlying commodity. Futures transactions and positions have the express purpose of mitigating those risks. Speculators generally have no use for the commodities in which they trade. Speculators willingly accept the risk in return for the prospect of dramatic gains.

Advantages of Futures Contracts

Since they trade at the Chicago Board of Trade, futures contracts offer more financial leverage, flexibility, and financial integrity than trading the commodities themselves.

Financial leverage is the ability to trade and manage a high market value product with a fraction of the total value. Trading futures contracts is done with performance margin. It requires considerably less capital than the physical market. Leverage provides speculators a higher risk/higher return investment.

For example, one futures contract for soybeans represents 5000 bushels of soybeans. Therefore, the dollar value of this contract is 5000 times the price per bushel. If the market is trading at $5.70/bushel, the value of the contract is $28,500 ($5.70 x 5000 bushels.). Based on current exchange margin rules, the margin required for one contract of soybeans is only $1013. So for $1013, one can leverage $28,500 worth of soybeans.

Advantages of Grain Contracts
There are numerous unique qualities inherent to the grain since it is a tangible commodity. First, when compared to other complexes like the energies, grains have a lower margin making it easy for speculators to participate. Also, in general grains are not one of your bigger contracts in terms of total dollar amount, hence the lower margins.

The fundamentals in the grains are fairly straightforward. Like most tangible commodities, supply and demand will determine the price as well as weather factors.

With the new side by side (pit and electronic) trading, entries into the market are coming down rapidly.

Contract Specifications
There are seven different grain products traded at the Chicago Board of Trade: Corn, Oats, Wheat, Soybeans, Rice, Soybean Meal, and Soybean Oil.

There are similar grain products that trade around the world: Minneapolis, Winnipeg, Hong Kong, Brazil and India to name a few.

Corn is used not only for human consumption, but also for feed for livestock such as cattle and pigs. Also, higher energy prices have made people look at utilizing corn for ethanol production.

The corn contract is for 5,000 bushels or roughly 127 metric tons. For example, when corn is trading at $2.50/bushel, the contract has a value of $12,500 (5000 bushels x $2.50 = $12,500). A trader that is long $2.50 and sells at $2.60 will have made a profit of $500 (2.60 – 2.50 = $0.10, $0.10 x 5000 = $500). Conversely, a trader who is long at 2.50 and sells at 2.40 will have lost $500. So every penny difference equals a move up or down of $50.
The pricing unit of corn is dollars and cents with the minimum tick size of $0.0025, (quarter of a cent), which equals $12.50 per contract. Although the market may not trade in smaller units, it most certainly can trade in full cents during ‘fast’ markets.

The most active months for corn delivery are March, May, July, September, and December.
Position limits are set by the exchange to ensure orderly markets. A position limit is the maximum number of contract a single participant can hold. Hedgers and speculators have different limits. Corn has a maximum daily price movement of 20 cents, up or down.

Corn traditionally will have more volume than any other grain market. Also, corn will be less volatile than beans and wheat.

Oats are not only used to feed livestock and humans, but are also used in the production of many industrial products like solvents, and plastics.

An oats contract, like corn, wheat, and soybeans is for delivery of 5000 bushels. It moves in the same $50/penny increments as corn. For example, if a trader was long oats at $1.40 and sold at $1.45, they would have made 5 cents per bushel or $250 per contract (1.45 – 1.40 = 5 cents, $0.05 x 5000 = $250).
Oats also trades in quarter cent increments.

Oats for delivery are traded March, May, July, September, and December like corn. And like corn, oats also has position limits. The maximum price movement of oats is 20 cents.

Oats is a difficult market to trade because it has less daily volume than any other market in the grain complex. Also it daily range is fairly small.

Not only is wheat used for animal feed, but also in the production of flour for breads, pastas, etc..

A wheat contract is for delivery of 5000 bushels of wheat. Wheat is traded in dollars and cents and has a tick size of a quarter cent, like much of the other products traded at the CBOT.

The most active months for delivery of wheat according to volume and open interest are March, May, July, September, and December. Position limits also apply to wheat. The daily price limit for Wheat is 30 cents.

Next to soybeans, wheat is a fairly volatile market with big daily ranges. Since it is so widely used, there can huge daily swings. When I was working on the floor in the grain, it was not uncommon to have one piece of news move this market limit up or down in a hurry.

Soybeans are the most popular oilseed product with an almost limitless range of uses from food to industrial products.
The soybean contract is also traded in the 5000-bushel contract size. It trades in dollar and cents, like corn and wheat, but usually is the most volatile of all the contracts. The tick size is one-quarter cent (or $12.50) like the other contracts.

The most active months for soybeans are January, March, May, July, August, September, and November.
Position limits apply here as well. The maximum price limit for beans is 50 cents.

Beans have the widest range of any the markets in the grain room. Also, generally it will be two to three dollars more per bushel than wheat or corn.

Soybean Oil
Besides being the most widely used edible oil in the US, soybean oil has uses in the bio-diesel industry that are becoming increasingly important.

The bean oil contract is for 60,000 lbs., which is different than the rest of the grain contracts. Bean oil also trades in cents per pound. For example, let’s say bean oil is trading at $0.25 per pound. That gives a total value for the contract of $15,000 (0.25 x 60000 = $15,000). And let’s say you go long at $0.2500 and sell at $0.2650; you have made $900 ($0.2650 – $0.25 = $0.015 profit, $0.015 x 60000 = $900). If the market had gone down $0.015 to .2350, you would lose $900.

The minimum price fluctuation for bean oil is $0.0001, or one one-hundredth of a cent, which equals $6 per contract.
The most active months for delivery are January, March, May, July, August, September, October, and December.
Position limits are enforced for this market as well. 2 cents is the price limit for bean oil.

There are numerous uses for soymeal that such as baby food, beer, and noodles. Soymeal is the dominant protein in animal feed.

The meal contract is for 100 short tons or 91 metric tons. Soymeal is traded in dollars and cents. For example, the dollar value of one contract of Soymeal, when trading at $165 per ton, is $16,500 ($165 x 100 tons = $16,500).
The tick size for soymeal is $0.10 cents or $10 per tick. For example, if the current market price is $165.60, and the market moves to $166, that would equal a move of $400 per contract ($166 – $165.60 = $0.40, $0.40 x 100 = $400).

Soymeal is delivered on January, March, May, July, August, September, October, and December.
There are position limits on this contract as well. The daily price limit for Soymeal is $2.

Not only is rice used in foods, but also in fuels, fertilizers, packing material, and snacks.

The rice contract is 2,000 hundred weight (cwt) or hundred pounds. Rice is also traded in dollars and cents. For example, if rice is trading at $10/cwt, the total dollar value of the contract would be $20,000 ($10 x 2000 = $20000).
The minimum tick size for rice is $0.005 (one half of a cent) per hundred weight, or $10 per contract. For example, if the market was trading at $10.05/cwt and it moved to $9.95/cwt, that is a change of $200 (10.05 – 9.95 = $0.10, $0.10 x 2,000 cwt = $200).

Rice is delivered in January, March, May, July, September, and November.
Position limits apply in rice as well.

The daily price limit for rice is 50 cents.

Hedgers and Speculators
The primary function of any commodity futures market is to provide a centralized marketplace for those who have an interest in buying/selling physical commodities at some time in the future. There are a lot of hedgers in the grains markets due to the many different producers and consumers of these products. These include but are not limited to soybean crushers, food processors, grain and oil seed producers, livestock producers, grain elevators, and merchandisers.

Using Futures and Basis to Hedge
The main premise upon which hedgers rely is that although the movement in cash prices and futures market prices may not be exactly identical, it can be close enough that hedgers can lessen their risk by taking an opposite position in the futures markets. By taking an opposite position, gains in one market can offset losses in another. This way, hedgers are able to set price levels for cash market transactions that will take place several months down the line.

For example, let’s consider a soybean farmer. While their soybean crop is in the ground in the spring, the farmer is looking to sell his crop in October after harvest. In market lingo, they are long a cash market position. The fear for the farmer is that prices will go down before they can sell their crop. In order to offset losses from a possible decline in prices, the farmer will sell a corresponding number of bushels in the futures market now and will buy them back later when it is time to sell the crop in the cash market. Any losses resulting from a decline in the cash market price can be partially offset by a gain from the short in the futures market. This is known as a short hedge.

Food processors, grain importers, and other buyers of grain products would initiate a long hedge to protect themselves from rising grain prices. Since they will be buying the product, they are short a cash market position. They would buy futures contracts in order to protect themselves from rising cash prices.

Usually there will be a slight difference between the cash prices to the futures prices. This is due to variables such as freight, handling, storage, transport, and quality of the product as well as local supply and demand factors. This price difference between cash and futures prices is known as basis. The main consideration for hedgers concerning basis is whether it will strengthen or weaken. The final outcome of a hedge can depend on basis. Most hedgers will take historical basis data in consideration as well as current market expectations.

In general, hedging with futures can help the future buyer or seller of a commodity because it can help protect them from adverse price movements. Hedging with futures can help to determine an approximate price range months in advance of the actual physical purchase/sale. This is possible because cash and futures markets tend to move in tandem, and gains in one market tend to offset losses in another.

Making Decisions Key to Business Growth

In the past week, I’ve had to make some key decisions. Some were surrounding life, some around money, others around business. What I realized is that each decision shapes my future. Let me walk you through some of these decisions and how it impacts my life now and in the future.

Last week I spoke at a seminar at the Public Library. While the Adult Programmer was setting up the computer and overhead, the laptop she was using started to count down to restart since updates had been installed. The computer said it would restart in 16 minutes, and when I checked the clock there was 26 minutes before the speaking engagement would start. Looked like it would have 10 minutes to spare, so the decision to let it restart (and we tried to hit ‘cancel’ which it wouldn’t do). As time came for the event to start, the laptop still hadn’t restarted. Obviously the computer’s 16 minutes and my 16 minutes were two different amounts of time. As a backup, we had our laptop booted up and ready to go.

Now I could have said, “to heck with it” and not used the PowerPoint presentation I had prepared. And I would have been fine with that. But I did recognize that when speaking to Adult Learners, a variety of learning styles are typical with a group, so it was important to me to provide learning to each of the styles.

The weekend brought about another decision. We were going to go to the cottage at the Lake, hoping for a quiet weekend where we would be cutting grass, preparing flower beds, and taking note of what needs to be done this year for repairs. Our daughter Melanie and our son Jordan were going to the Lake as well, so it would be a fun, relaxing weekend. One where tasks were completed quickly, suntanning and reading books would be the order of the day.

By Friday, the weather was forecasting rain and snow, so it was a debate on whether to go or to stay home. Melanie decided to stay at her home, which then left us to decide. Jordan had a different commitment come up, so he decided he wouldn’t go. Greg and I considered going, but since we couldn’t get the yard work done that we wanted to, we too decided to not go. It ended up raining and snowing a small amount, but we managed to get some things done around home.

With the extra time at home, I also managed to squeeze in some work time, following up with a few people, connecting with others I hadn’t spoken with for quite some time. Each interaction was a decision to pick up the phone, create an email, or send a letter or note.

I also began arranging meetings for the upcoming week when I travel to Winnipeg. Melanie and I will be attending Stars on Ice Thursday evening, so while I’m there (and she’s at work), I’ll meet with people to build my business. Again, I made a decision to maximize my time while enjoying time with our daughter.

We also received an opportunity to invest in some stocks at an Initial Public Offering price. The stock’s price has risen dramatically, so we’re fortunate to have the opportunity to invest. Although past performance is not a guarantee of future income, we’re arranging funds to be able to invest an amount that is right for us.

So you see, every day and in many ways, the decisions we make today impact our current life and our future life. The amount we invest could affect our future for the positive or negative. The decision to meet with people while I’m in Winnipeg could impact our income and future business.

My business is taking some new directions in the upcoming months. Be sure to keep reading to see exactly what they are. Next week I’ll be in Connecticut with my mentor, Fabienne Fredrickson, brainstorming with one of my Virtual Assistants, Sharon to up-level my business. I can’t wait to see all the changes and new directions we implement upon our return.

Oh, yes. About that laptop that was rebooting? Good news. It restarted and was booted up right on time (with less than a minute to spare… whew!). Looks like the decision to let it reboot worked well.

Your Assignment:

Write down what decisions you need to make: in the next 24 hours? In the next week? What about next month? Each decision you make will affect future decisions, so take some time to make sure you’re OK with the decisions you’re making, whether consciously or unconsciously.